New Fund: CIMB-Principal Global Multi Asset Income Fund

Are you looking for a fund that's truly diversified? Look no further. With this new fund, it offers income from a range of different asset classes comprising of global equities and global fixed income securities.

Furthermore...

You will be investing in a fund which is designed to take advantage of yield opportunities in whichever geography or sector they arise. That's why it's truly diversified and you can even ride on the recovery of US and European markets.

How this fund works?

In order to achieve the objective, the fund will invest at least 95% of the money into Schroder International Selection Fund Global Multi-Asset Income (the Target fund).

So, by investing into this fund, investors are expected to:-

• aims to receive income and potential capital growth over medium-to-long term
• captures income opportunities from global equities and bonds
• unconstrained approach with an active asset allocation strategy and flexibility across asset classes
• Gain from an income seeking risk solution using active risk management with 5%-10% p.a. target volatility

Click here to download the fund prospectus.

NEW Base Rate: Good or Bad ?

When Bank Negara Malaysia (BNM) announcing that the new Base Rate will replace the current Base Lending Rate (BLR) starting 2015, many people doesn't know what's that. Is it a good thing or is it just another gimmick to increase the lending rate?

Here, Finance Malaysia Blog hope to answer some of the queries posted by our followers...

First, let us figure out why BNM wanted to change the reference rate. It was being told that the objective is to promote better transparency, pricing discipline and efficiency among financial players.

Second, how was the new Base Rate being determined?

Third, good or bad ?

In fact, it was a good thing to retail borrowers since the new Base Rate would be partially determined by efficiency of financial institutions. Finance Malaysia opines that those big banks will have a better pricing power compared to smaller banks, because their cost of funding is usually lower via current/saving account (CASA). That's the cheapest cost of funding for any banks, other than Fixed Deposit.

Would it affect the existing loan borrowers?

This is the question most of us concerned about. But, BNM said the new Base Rate "should not" have an effective impact on existing loan borrowers. Of course, it was different story if the borrowers refinance their existing loan, either it's personal loan or housing loan.

New Fund: HWANG SELECT JAPAN QUANTUM

Did you missed out on the bull run of Japan market last year? Can't find any pure Japan fund in local unit trust funds? You no need to wait anymore with HwangIM launching the 1st Japan Fund in the market for investors to get exposure to pure Japanese market.

The Hwang Select Japan Quantum Fund is an equity fund that seeks to provide capital appreciation over the medium to long term period. It invests in undervalued Japanese companies with growth potential.

3 Reasons Why this Fund ?

1. Growth Opportunities from the Return of the Samurai, with "Abenomics"
   
   
   
   
   
   
   
   
2. Catalysts (Improving Business Environment and Employment Rate, Tokyo Olympics 2020)
   
   
   
   
   
   
   
   
3. Strength and Knowledge of NIKKO AM

After in  sleeping mode for more than 2 decades, Japan is waking up again to become ultimate rising sun country of the world. If you think that Japan's future is still promising for the next few years, you may consider to diversify into this fund.

Source: HwangIM

Click here to download prospectus